Trading 212 wallets, ISA allowance and pie holdings

Trading 212 · Banking

Trading 212: Stocks, ETFs, ISA is Trading 212's Android brokerage for European retail investors. After email or SSO sign-in, customers switch between Invest, Stocks ISA, Cash ISA, SIPP, CFD and Crypto accounts, place commission-free stock and ETF tickets (including value orders), build AutoInvest pies, borrow shares for lending income, park uninvested cash on daily interest, spend on a 212 debit card with cashback and round-ups, and fund or withdraw over bank transfer, Adyen cards and Google Pay. Charts (including TradingView), watchlists, economic calendar, share-lending and in-app support sit around the order ticket. The client ships as com.avuscapital.trading212 (build 8.52.0) under dealers AVUS, AVUS_UK and T212_CY, competing with Trade Republic, Scalable Capital, eToro and Revolut Invest in Germany, France, Spain and the wider EEA.

Invest-account freeFunds sit beside blockedFunds and pendingDeposit on the cash strip, while a Stocks ISA row carries isaAllowance against the current taxYear. AutoInvest pies expose each slice as ticker, quantity, actualWeight and targetWeight with unrealised ppl; CFD summaries add equity, margin and leverage. Share-lending stamps annualPercentYield on lent inventory, and a 212 card reports cardStatus with cardLastFour.

Tax-wrapper bots, pie rebalancers, CFD margin desks and card-spend monitors consume those fields. openData Studio turns them into callable open data.

Screenshots

API surface

The endpoints and request/response examples below are reconstructed from the app's interface — illustrative, not a live capture.

Mobile sign-in

POST /v1/sessions/mobile-signin openbanking

Exchanges email plus password (or a stored loginToken) for customerSession / accountSession cookies, the customer row (uuid, dealer, lang) and the current account (tradingType, currencyCode, readyToTrade).

Auth: Unauthenticated. Email plus password (or a stored login token / SSO) in the sign-in body. The response's customerSession and accountSession are kept as a session cookie; later calls also send a client-descriptor header (platform, app version, accountId).

email
password
rememberMe
customerSession
accountSession
loginToken
backupCode
serverTimestamp
customer.id
customer.uuid
customer.email
customer.dealer
customer.lang
customer.registerDate
account.id
account.type
account.tradingType
account.status
account.currencyCode
account.readyToTrade
account.createdDate
account.lastSwitchedDate
account.registerSource

POST /v1/sessions/mobile-signin HTTP/1.1
Content-Type: application/json
X-Client-Info: platform=android,appVersion=8.52

{
  "email": "[email protected]",
  "password": "••••••••",
  "rememberMe": true
}

{
  "customerSession": "sess-c-7f21a9",
  "accountSession": "sess-a-3c90e1",
  "loginToken": "lt-9b12d4",
  "backupCode": null,
  "serverTimestamp": "2026-10-21T08:14:02.511Z",
  "customer": {
    "id": 18492011,
    "uuid": "6e3c1a52-71b4-4e08-8d2a-5c0e1f7b3a64",
    "email": "[email protected]",
    "dealer": "AVUS_UK",
    "lang": "en",
    "registerDate": "2019-03-12T10:22:00.000Z"
  },
  "account": {
    "id": 55210188,
    "type": "EQ",
    "tradingType": "INVEST",
    "status": "ACTIVE",
    "currencyCode": "EUR",
    "readyToTrade": true,
    "createdDate": "2019-03-12T10:22:11.000Z",
    "lastSwitchedDate": "2026-10-21T08:14:02.000Z",
    "registerSource": "MOBILE"
  }
}

Switch trading account

POST /v1/sessions/active-account openbanking

Switches the live session onto another account the customer holds (Invest, Stocks ISA, Cash ISA, SIPP, CFD or Crypto) and returns a fresh accountSession plus readyToTrade / currencyCode.

Auth: Session cookie plus client-descriptor header obtained from the sign-in call.

accountId
tradingType
accountSession
account.id
account.type
account.status
account.currencyCode
account.readyToTrade
account.lastSwitchedDate

POST /v1/sessions/active-account HTTP/1.1
Cookie: session=sess-a-3c90e1
X-Client-Info: platform=android,appVersion=8.52,accountId=55210188
Content-Type: application/json

{
  "accountId": 55218801,
  "tradingType": "ISA"
}

{
  "accountSession": "sess-a-8e22c0",
  "account": {
    "id": 55218801,
    "type": "EQ",
    "tradingType": "ISA",
    "status": "ACTIVE",
    "currencyCode": "GBP",
    "readyToTrade": true,
    "lastSwitchedDate": "2026-10-21T08:15:44.000Z"
  }
}

Invest account wallets

GET /v1/accounts/invest/cash openbanking

Reads per-currency Invest cash wallets: freeFunds available to trade, blockedFunds reserved for open orders, pendingDeposit in flight, and total cash.

Auth: Session cookie plus client-descriptor header obtained from the sign-in call.

wallets
currencyCode
freeFunds
blockedFunds
pendingDeposit
cash

GET /v1/accounts/invest/cash HTTP/1.1
Cookie: session=sess-a-3c90e1
X-Client-Info: platform=android,appVersion=8.52,accountId=55210188

{
  "wallets": [
    {
      "currencyCode": "EUR",
      "freeFunds": 4210.55,
      "blockedFunds": 180.00,
      "pendingDeposit": 0.00,
      "cash": 4390.55
    },
    {
      "currencyCode": "USD",
      "freeFunds": 850.10,
      "blockedFunds": 0.00,
      "pendingDeposit": 200.00,
      "cash": 1050.10
    }
  ]
}

Cash ISA summary
GET /v1/wrappers/cash-isa/overview openfinance
Reads the Cash ISA home: cash on the wrapper, current-tax-year isaAllowance, remaining allowanceLeft, taxYear and the advertised AER.
Auth: Session cookie plus client-descriptor header obtained from the sign-in call. Account must be switched to a Cash ISA account type.
- cashIsaSummary
- currencyCode
- cash
- isaAllowance
- allowanceLeft
- taxYear
- aer
```
GET /v1/wrappers/cash-isa/overview HTTP/1.1
Cookie: session=sess-a-8e22c0
X-Client-Info: platform=android,appVersion=8.52,accountId=55218801
```
```
{
  "cashIsaSummary": {
    "currencyCode": "GBP",
    "cash": 12500.00,
    "isaAllowance": 20000.00,
    "allowanceLeft": 7500.00,
    "taxYear": "2026/27",
    "aer": 0.038
  }
}
```
SIPP contributions
GET /v1/wrappers/sipp/contributions openfinance
Reads SIPP contributions for the current tax year: thisYear paid in, taxRelief claimed, and remainingDepositLimit still open on the wrapper.
Auth: Session cookie plus client-descriptor header obtained from the sign-in call. Account must be a SIPP.
- sippAccountId
- sippContribution
- thisYear
- taxRelief
- remainingDepositLimit
- taxYear
- currencyCode
```
GET /v1/wrappers/sipp/contributions HTTP/1.1
Cookie: session=sess-a-91bb04
X-Client-Info: platform=android,appVersion=8.52,accountId=55219002
```
```
{
  "sippAccountId": 55219002,
  "sippContribution": {
    "thisYear": 4800.00,
    "taxRelief": 1200.00,
    "remainingDepositLimit": 31200.00,
    "taxYear": "2026/27",
    "currencyCode": "GBP"
  }
}
```

Crypto account summary

GET /v1/accounts/crypto/overview openfinance

Reads the Crypto account home: summaryValue in account currency, per-asset wallets (ticker, quantity, value) and any lockedQuantities.

Auth: Session cookie plus client-descriptor header obtained from the sign-in call. Account type Crypto.

currencyCode
summaryValue
wallets
ticker
quantity
value
lockedQuantities

GET /v1/accounts/crypto/overview HTTP/1.1
Cookie: session=sess-a-c4aa11
X-Client-Info: platform=android,appVersion=8.52,accountId=55220110

{
  "currencyCode": "EUR",
  "summaryValue": 3120.40,
  "wallets": [
    {
      "ticker": "BTCcrypto",
      "quantity": 0.0215,
      "value": 1980.10
    },
    {
      "ticker": "ETH",
      "quantity": 0.40,
      "value": 1140.30
    }
  ],
  "lockedQuantities": []
}

CFD account summary
GET /v1/accounts/cfd/overview openfinance
Reads the CFD account strip: equity, freeFunds versus blockedFunds, unrealised ppl, margin in use and the account leverage.
Auth: Session cookie plus client-descriptor header obtained from the sign-in call. Account type CFD.
- currencyCode
- equity
- freeFunds
- blockedFunds
- ppl
- margin
- leverage
- readyToTrade
```
GET /v1/accounts/cfd/overview HTTP/1.1
Cookie: session=sess-a-d7ee20
X-Client-Info: platform=android,appVersion=8.52,accountId=55221044
```
```
{
  "currencyCode": "EUR",
  "equity": 15420.88,
  "freeFunds": 9800.12,
  "blockedFunds": 2100.00,
  "ppl": 312.40,
  "margin": 3520.76,
  "leverage": 5,
  "readyToTrade": true
}
```

AutoInvest pie holdings

GET /v1/portfolios/pies/holdings openfinance

Lists AutoInvest pie slices: pieId plus per-instrument ticker / isin, quantity at averagePrice versus currentPrice, unrealised ppl, and actualWeight against targetWeight.

Auth: Session cookie plus client-descriptor header obtained from the sign-in call.

holdings
pieId
ticker
isin
quantity
averagePrice
currentPrice
ppl
actualWeight
targetWeight

GET /v1/portfolios/pies/holdings HTTP/1.1
Cookie: session=sess-a-3c90e1
X-Client-Info: platform=android,appVersion=8.52,accountId=55210188

{
  "holdings": [
    {
      "pieId": "pie-8f21c4",
      "ticker": "VUSAd_EQ",
      "isin": "IE00B3XXRP09",
      "quantity": 42.15,
      "averagePrice": 88.40,
      "currentPrice": 91.22,
      "ppl": 118.86,
      "actualWeight": 0.41,
      "targetWeight": 0.40
    },
    {
      "pieId": "pie-8f21c4",
      "ticker": "AAPLd_EQ",
      "isin": "US0378331005",
      "quantity": 6.00,
      "averagePrice": 172.10,
      "currentPrice": 189.55,
      "ppl": 104.70,
      "actualWeight": 0.22,
      "targetWeight": 0.20
    }
  ]
}

Equity value-order review

POST /v1/orders/value/preview openfinance

Previews a commission-free equity value order before submit: converts value into estimated quantity at currentPrice and itemises cost, fxFee and commission.

Auth: Session cookie plus client-descriptor header obtained from the sign-in call.

ticker
instrumentCode
isin
side
value
quantity
currentPrice
cost
fxFee
commission
orderType

POST /v1/orders/value/preview HTTP/1.1
Cookie: session=sess-a-3c90e1
X-Client-Info: platform=android,appVersion=8.52,accountId=55210188
Content-Type: application/json

{
  "ticker": "AAPLd_EQ",
  "side": "BUY",
  "value": 500.00,
  "currencyCode": "EUR"
}

{
  "ticker": "AAPLd_EQ",
  "instrumentCode": "AAPLd_EQ",
  "isin": "US0378331005",
  "side": "BUY",
  "value": 500.00,
  "quantity": 2.637,
  "currentPrice": 189.55,
  "cost": 500.00,
  "fxFee": 0.75,
  "commission": 0.00,
  "orderType": "VALUE"
}

Open positions

GET /v1/positions/{positionId} openfinance

Reads one open CFD (or Invest) position: ticker, side, quantity at averagePrice versus currentPrice, unrealised ppl, margin and leverage.

Auth: Session cookie plus client-descriptor header obtained from the sign-in call.

positionId
ticker
side
quantity
averagePrice
currentPrice
ppl
margin
leverage
currencyCode

GET /v1/positions/pos-441902 HTTP/1.1
Cookie: session=sess-a-d7ee20
X-Client-Info: platform=android,appVersion=8.52,accountId=55221044

{
  "positionId": "pos-441902",
  "ticker": "EURUSD",
  "side": "BUY",
  "quantity": 10000,
  "averagePrice": 1.08410,
  "currentPrice": 1.08740,
  "ppl": 33.00,
  "margin": 216.82,
  "leverage": 30,
  "currencyCode": "EUR"
}

Interest on cash status
GET /v1/cash/interest-status openfinance
Reads whether interest-on-cash is ENABLED, the per-currency interestRate / apy, uninvestedCash the rate applies to, and today's dailyInterest.
Auth: Session cookie plus client-descriptor header obtained from the sign-in call.
- status
- currencyCode
- interestRate
- apy
- uninvestedCash
- dailyInterest
- eligibility
```
GET /v1/cash/interest-status HTTP/1.1
Cookie: session=sess-a-3c90e1
X-Client-Info: platform=android,appVersion=8.52,accountId=55210188
```
```
{
  "status": "ENABLED",
  "currencyCode": "EUR",
  "interestRate": 0.0205,
  "apy": 0.0207,
  "uninvestedCash": 4210.55,
  "dailyInterest": 0.24,
  "eligibility": true
}
```
Share-lending account status
GET /v1/lending/status openfinance
Reads share-lending enrolment: ENABLED/OFF status, account-level annualPercentYield, lentValue of inventory on loan and estimatedMonthlyIncome, plus per-ticker quantity still lent.
Auth: Session cookie plus client-descriptor header obtained from the sign-in call.
- status
- annualPercentYield
- lentValue
- estimatedMonthlyIncome
- instruments
- ticker
- quantity
```
GET /v1/lending/status HTTP/1.1
Cookie: session=sess-a-3c90e1
X-Client-Info: platform=android,appVersion=8.52,accountId=55210188
```
```
{
  "status": "ENABLED",
  "annualPercentYield": 0.012,
  "lentValue": 8420.00,
  "estimatedMonthlyIncome": 8.40,
  "instruments": [
    {
      "ticker": "AAPLd_EQ",
      "quantity": 6.00,
      "annualPercentYield": 0.018
    }
  ]
}
```
Withdrawable total cash
GET /v1/funds/withdrawable openbanking
Reads cash available to start a withdrawal: totalCash on the account versus freeFunds already unblocked.
Auth: Session cookie plus client-descriptor header obtained from the sign-in call.
- currencyCode
- totalCash
- freeFunds
- blockedFunds
```
GET /v1/funds/withdrawable HTTP/1.1
Cookie: session=sess-a-3c90e1
X-Client-Info: platform=android,appVersion=8.52,accountId=55210188
```
```
{
  "currencyCode": "EUR",
  "totalCash": 4390.55,
  "freeFunds": 4210.55,
  "blockedFunds": 180.00
}
```

Deposit bank accounts

GET /v1/funds/deposit-accounts openbanking

Lists the customer's saved deposit bank accounts (iban, swiftCode, paymentProviderId) together with the slider depositLimit (min / max / defaultValue / recurringMin).

Auth: Session cookie plus client-descriptor header obtained from the sign-in call.

bankAccounts
id
iban
swiftCode
paymentProviderId
currencyCode
depositLimit
min
max
defaultValue
maxSlider
recurringMin

GET /v1/funds/deposit-accounts HTTP/1.1
Cookie: session=sess-a-3c90e1
X-Client-Info: platform=android,appVersion=8.52,accountId=55210188

{
  "bankAccounts": [
    {
      "id": 901122,
      "iban": "BG80BNBG96611020345678",
      "swiftCode": "BNBGDBGXXXX",
      "paymentProviderId": 14,
      "currencyCode": "EUR"
    }
  ],
  "depositLimit": {
    "min": 10.0,
    "max": 50000.0,
    "defaultValue": 100.0,
    "maxSlider": 10000.0,
    "recurringMin": 50.0
  }
}

212 card status
GET /v1/cards/{cardId}/state openbanking
Reads one 212 debit card: cardStatus (ACTIVE / Frozen / Terminated) and cardLastFour used when pushing the card into Google Wallet.
Auth: Session cookie plus client-descriptor header obtained from the sign-in call.
- cardId
- cardStatus
- cardLastFour
- displayName
```
GET /v1/cards/crd-220198/state HTTP/1.1
Cookie: session=sess-a-3c90e1
X-Client-Info: platform=android,appVersion=8.52,accountId=55210188
```
```
{
  "cardId": "crd-220198",
  "cardStatus": "ACTIVE",
  "cardLastFour": "4412",
  "displayName": "212 Card"
}
```

Where teams use this data

ISA headroom versus Invest freeFunds
A tax-wrapper bot reads isaAllowance and allowanceLeft on the Cash ISA summary, then compares Invest freeFunds so a transfer into the Stocks ISA does not overshoot the current taxYear cap.
Pie actualWeight versus targetWeight
A rebalance job pages AutoInvest holdings and flags slices whose actualWeight drifted from targetWeight, using quantity, averagePrice and currentPrice to size the buy or sell ticket.
CFD margin versus equity
A risk desk watches CFD equity, margin, leverage and unrealised ppl against freeFunds so a margin call is raised before blockedFunds consume the account.
Share-lending yield versus lent inventory
An income monitor joins annualPercentYield and lentValue from share-lending status with per-ticker quantity still on loan, then nets dailyInterest from the cash-interest strip.

Frequently asked questions

How does Trading 212 authenticate a session?

POST /v1/sessions/mobile-signin returns customerSession and accountSession, which the client keeps as a session cookie. Every later call also carries a client-descriptor header with the platform, app version and accountId. POST /v1/sessions/active-account issues a fresh accountSession when the customer moves between Invest, ISA, SIPP, CFD and Crypto.

Which fields split Invest cash from an ISA wrapper?

GET /v1/accounts/invest/cash returns per-currency freeFunds, blockedFunds, pendingDeposit and cash. GET /v1/wrappers/cash-isa/overview is the wrapper view: isaAllowance, allowanceLeft and taxYear on cashIsaSummary. SIPP money is a third bucket at GET /v1/wrappers/sipp/contributions (thisYear, taxRelief, remainingDepositLimit).

How are AutoInvest pies marked to market?

GET /v1/portfolios/pies/holdings lists each slice with ticker, isin, quantity, averagePrice, currentPrice, unrealised ppl, actualWeight and targetWeight. A rebalance job sizes tickets from the weight gap; equity value orders are previewed first at POST /v1/orders/value/preview (value, estimated quantity, fxFee, commission).

What CFD and lending fields sit next to the cash strip?

GET /v1/accounts/cfd/overview returns equity, margin, leverage and ppl. Individual tickets load at GET /v1/positions/{positionId} with averagePrice versus currentPrice. Share-lending status at GET /v1/lending/status adds annualPercentYield and lentValue; cash interest at GET /v1/cash/interest-status adds apy and dailyInterest on uninvestedCash.

Apps similar to Trading 212: Stocks, ETFs, ISA

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Scalable Capital — Scalable Capital is a Munich digital investment platform and bank whose services include self-directed brokerage, wealth management, savings plans and deposits, and it is active in Germany, Austria, France, Italy, Spain and the Netherlands.
eToro — eToro is an Israeli multi-asset brokerage whose electronic platform and CopyTrader social system cover stocks, CFDs, commodities, currencies and cryptoassets for retail clients across dozens of countries.
Revolut — Revolut is a London neobank whose app launched in-app share trading for European customers in 2019 and, after a 2024 UK trading licence, expanded that offering to UK and EU-listed stocks and ETFs.
DEGIRO — DEGIRO is a Dutch online brokerage brand, now the Dutch branch of Flatexdegiro Bank, that lets retail investors trade securities on international markets from a platform launched in the Netherlands in 2013 and later rolled out across Europe.
Freetrade — Freetrade is a UK mobile trading platform, acquired by IG Group in 2025, that lets retail investors trade equities and ETFs through iOS and Android apps.
Interactive Brokers — Interactive Brokers is a Greenwich, Connecticut brokerage that provides automated execution and custody for stocks, options, futures, FX, bonds and funds on electronic markets worldwide.
Plus500 — Plus500 is a Haifa-headquartered multi-asset fintech that offers CFDs, share dealing, futures, prediction markets and options on futures through web and mobile apps.

More Banking apps

Topics

Trading 212 API
freeFunds
isaAllowance
AutoInvest pie holdings
CFD margin
share lending
212 card
Trading 212 ISA data

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Trading 212 wallets, ISA allowance and pie holdings

Screenshots

API surface

Mobile sign-in

Switch trading account

Invest account wallets

Cash ISA summary

SIPP contributions

Crypto account summary

CFD account summary

AutoInvest pie holdings

Equity value-order review

Open positions

Interest on cash status

Share-lending account status

Withdrawable total cash

Deposit bank accounts

212 card status

Data categories

Where teams use this data

ISA headroom versus Invest freeFunds

Pie actualWeight versus targetWeight

CFD margin versus equity

Share-lending yield versus lent inventory

Frequently asked questions

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Trading 212 wallets, ISA allowance and pie holdings

Screenshots

API surface

Mobile sign-in

Switch trading account

Invest account wallets

Cash ISA summary

SIPP contributions

Crypto account summary

CFD account summary

AutoInvest pie holdings

Equity value-order review

Open positions

Interest on cash status

Share-lending account status

Withdrawable total cash

Deposit bank accounts

212 card status

Data categories

Where teams use this data

ISA headroom versus Invest freeFunds

Pie actualWeight versus targetWeight

CFD margin versus equity

Share-lending yield versus lent inventory

Frequently asked questions

Related apps

Apps similar to Trading 212: Stocks, ETFs, ISA

More Banking apps

5paisa: Demat, Stocks & IPO

AndroMoney

Angel One: Stocks, Mutual Fund

Bibit- Reksadana & Obligasi

Topics

Need this app's data API integrated?