Apps and their data APIs in Philippines
The Philippines' online-lending market: SEC-badged peso cash-loan apps, GCash and Maya e-wallet disbursement, Dragonpay repayment rails, and the data APIs behind them.
The Philippines hub covers the JuanHand cash-loan client. JuanHand is Wefund Lending corp's peso lending app for the Philippine market: a local mobile-number login issues a session token, then the review snapshot nests personalInfo, identityInfo (cardNo, cardPhoto, holdCardPhoto), workInfo and contactInfoList name/phoneNo/relation rows.
The same session hydrates current and history bills — loanId, debtId, loanNum, nextPayNum and lifeCycleCode — plus Dragonpay channelCategoryList rows with repayCode and channelFeeAmount, and saved GCash or Maya payout methods carrying modeId, accountNo and isDefault. Those are the endpoints behind every KYC, drawdown and repayment screen in the app.
Frequently asked questions
Which analyzed apps operate in the Philippines?
The Philippines hub covers JuanHand: online cash loan App, Wefund Lending corp's peso cash-loan client for the Philippine market, documenting the API behind its KYC review, bill, repayment and payout screens.
What borrower data does the JuanHand API expose?
Signed-in calls return the KYC snapshot (personalInfo, identityInfo cardNo and cardPhoto, workInfo monthlyIncome, contactInfoList), bill rows with loanId, debtId, nextPayNum and lifeCycleCode, Dragonpay repayCode and channelFeeAmount, and payout modeId plus masked accountNo.
How does the JuanHand app authenticate?
POST /v1/verifications/otp sends an SMS or voice code to the Philippine mobile number; POST /v1/verifications/otp/confirm exchanges the verifyCode for a token. Later first-party calls send Authorization: Bearer with the session. There is no public developer key for these endpoints.
