Countries

Apps and their data APIs in Nigeria

Nigeria as the receive side of six remittance corridors — Taptap Send, Remitly, Ria, Western Union, Xoom, Wise — and the data APIs behind naira payouts.

Nigeria is the receive side of every corridor on this hub: six global remittance clients price, place and track naira payouts from the diaspora. Taptap Send (Taptap Send Ltd, UK), Remitly (Remitly, Inc., Seattle), Ria Money Transfer (a Euronet Worldwide brand), Western Union, Xoom (PayPal) and Wise all open the same way — a quote call that takes sendCurrency, payoutCurrency and sendAmount, and returns receiveAmount, fxRate, feeAmount and the corridor.

The same sessions hydrate the recipient and tracking rows behind each send: Taptap Send's beneficiary rows carry recipientName, recipientPhone, accountNumber and bankName; Ria's payee rows add bankRoutingCode, bankAccountType and agent payout-points with locationName and locationAddress; Western Union keys every transfer to money_transfer_control.mtcn with expected_payout_amount and fees; and Xoom's history list pairs transactionNumber with statusBadge. Those are the endpoints behind every quote, recipient, send and track screen in these apps.

Frequently asked questions

Which analyzed apps send money to Nigeria?

The Nigeria hub covers six remittance corridors documented at the API level: Taptap Send (Taptap Send Ltd, UK), Remitly (Seattle), Ria Money Transfer (a Euronet Worldwide brand), Western Union, Xoom (PayPal) and Wise — the quote, payee, placement and status endpoints behind naira payouts.

What transfer data do these remittance APIs expose?

Quote calls return receiveAmount, fxRate, feeAmount and the corridor (Ria adds promoAmount and taxAmount). Recipient endpoints expose bankName, accountNumber / bankAccountNumber and agent payout-point locations; status endpoints return transferStatus, Western Union's money_transfer_control.mtcn, and Ria's OrderNo + Pin pairs.

How do these apps authenticate?

Taptap Send signs in with a phone-OTP, Google or Apple session plus an anti-bot challenge header; Remitly sends a Bearer access token refreshed by a native auth module; Ria and Western Union bootstrap anonymously and then carry authToken.jwtToken or security.session.id on later calls. None of these endpoints has a public developer key.