Cartão Atacadão Data API: invoices, Pix, yield and cashback

Banco CSF S/A · Banking 4.8 ★

Cartão Atacadão: Crédito e + is Banco CSF S/A's app for Atacadão cardholders in Brazil. It brings together card purchases, available credit, current and previous faturas, bill payments, installment options and personal-credit offers. Customers can also manage Pix keys and transfer limits, check Conta Digital balances and yield, link banks through Open Finance, create virtual cards and track cashback rewards. Built for shoppers managing their Atacadão spending alongside everyday account activity, the app has a 4.77 Google Play rating across 227,373 reviews.

Atacadão fatura cycles connect invoiceAmount and minimumPayment to dueDate, closeDate and availableLimit. Purchase entries add transactionId, cardFinalDigits, installmentPosition and authCode, giving household ledgers the identifiers and installment details needed to reconcile warehouse receipts against card statements.

Digital-account records pair balance and unavailableBalance with dated yield totals, while Pix records distinguish pixKeyType, limitsRuleFor and currentLimit. Open Finance permissions associate consentId with organizationName and expirationDate; cashback records add currentBalance, daysToExpire and totalAccumulated. These fields support account-balance dashboards, transfer-limit monitors, linked-bank inventories and rewards-expiry alerts. openData Studio turns this card, account and rewards data into callable open data; the API examples below are illustrative.

Screenshots

API surface

The endpoints and request/response examples below are reconstructed from the app's interface — illustrative, not a live capture.

CSF SSO login (Atacadão brand)
POST /v1/access/sessions opendata
Exchanges the Atacadão cardholder CPF and password (plus optional smsToken) for the CSF SSO session on brand atc: accessToken, refreshToken, sessionState and tokenType.
Auth: None. CPF, password and device identifiers mint accessToken for brand=atc; later calls send Authorization: Bearer plus a device attestation header.
- username
- password
- deviceId
- smsToken
- accessToken
- expiresIn
- refreshToken
- refreshExpiresIn
- tokenType
- notBeforePolicy
- sessionState
- scope
- acquisition
```
POST /v1/access/sessions HTTP/1.1
Content-Type: application/json

{
  "username": "<cpf>",
  "password": "<password>",
  "deviceId": "<device-id>",
  "smsToken": "<sms-token>"
}
```
```
{
  "accessToken": "<access-token>",
  "expiresIn": "3600",
  "refreshToken": "<refresh-token>",
  "refreshExpiresIn": "2592000",
  "tokenType": "Bearer",
  "notBeforePolicy": "0",
  "sessionState": "<session-id>",
  "scope": "openid profile",
  "acquisition": false
}
```

Identify cardholder

GET /v1/member/products osint

Resolves the signed-in CSF Atacadão customer into uniqueUserId plus mapped card, digital-account and cashback product flags used on the home modules.

Auth: Bearer accessToken from the sign-in call; a device attestation header accompanies every request.

uniqueUserId
debtType
accountStatus
cardStatus
situation
accountNumber
cardNumber
cardTypeLabel
flag
hasDebt
isBlockedProduct
rewardWalletStatus

GET /v1/member/products HTTP/1.1
Authorization: Bearer <accessToken>
Accept: application/json

{
  "uniqueUserId": "demo-member-001",
  "card": {
    "cards": [
      {
        "debtType": "REVOLVING",
        "accountStatus": "ACTIVE",
        "cardStatus": "NORMAL",
        "situation": "LIBERADO",
        "accountNumber": "demo-account-001",
        "cardNumber": "************4421",
        "cardTypeLabel": "Cartão Atacadão Visa",
        "flag": "VISA",
        "hasDebt": false,
        "isBlockedProduct": false
      }
    ]
  },
  "account": {
    "accountStatus": "ACTIVE",
    "accountType": "DIGITAL",
    "origin": "CSF"
  },
  "cashback": {
    "rewardWalletStatus": "ACTIVE"
  }
}

Credit-card home summary
GET /v1/cardbook/overview openfinance
Loads the Atacadão card home snapshot: invoiceValue, availableLimitValue, expirationDate and the pay / parcel action flags.
Auth: Bearer accessToken from the sign-in call; a device attestation header accompanies every request.
- status
- expirationDate
- allowedActions
- hasAvailableLimit
- invoiceValue
- availableLimitValue
- enablePaymentButton
- enableAdvancePaymentButton
- hasPendingParcele
```
GET /v1/cardbook/overview HTTP/1.1
Authorization: Bearer <accessToken>
Accept: application/json
```
```
{
  "status": "NORMAL",
  "expirationDate": "2026-11-10",
  "allowedActions": [
    "PAY",
    "PARCEL"
  ],
  "hasAvailableLimit": true,
  "invoiceValue": 1842.55,
  "availableLimitValue": 3210.4,
  "enablePaymentButton": true,
  "enableAdvancePaymentButton": true,
  "hasPendingParcele": false
}
```
List my cards
GET /v1/cardbook/cards openfinance
Returns the CSF Atacadão card account and plastic list shown on Meus Cartões, including invoiceSendType and expirationDay.
Auth: Bearer accessToken from the sign-in call; a device attestation header accompanies every request.
- cardAccountNumber
- accountStatus
- invoiceSendType
- expirationDay
- cards
```
GET /v1/cardbook/cards HTTP/1.1
Authorization: Bearer <accessToken>
Accept: application/json
```
```
{
  "cardAccountNumber": "demo-account-001",
  "accountStatus": "ACTIVE",
  "invoiceSendType": "EMAIL",
  "expirationDay": 10,
  "cards": [
    {
      "flag": "VISA",
      "cardTypeLabel": "Titular"
    }
  ]
}
```

Open and previous invoices

GET /v1/billing/cycles openfinance

Reads open and previous Atacadão faturas with invoiceAmount, minimumPayment, dueDate, barcode and limit remaining.

Auth: Bearer accessToken from the sign-in call; a device attestation header accompanies every request.

invoiceId
invoiceType
idInvoiceType
dueDate
closeDate
invoiceAmount
minimumPayment
totalLimit
availableLimit
bestDayToBuy
barcode
isEligibleToAnticipate
enablePaymentButton

GET /v1/billing/cycles HTTP/1.1
Authorization: Bearer <accessToken>
Accept: application/json

{
  "invoiceId": "fat-202610",
  "invoiceType": "OPEN",
  "idInvoiceType": 1,
  "dueDate": "2026-11-10",
  "closeDate": "2026-10-28",
  "invoiceAmount": {
    "amount": 1842.55,
    "currency": "BRL"
  },
  "minimumPayment": {
    "amount": 276.38,
    "currency": "BRL"
  },
  "totalLimit": 8000.0,
  "availableLimit": 3210.4,
  "bestDayToBuy": 12,
  "barcode": "<illustrative-boleto-barcode>",
  "isEligibleToAnticipate": true,
  "enablePaymentButton": true
}

Invoice releases

GET /v1/billing/entries openfinance

Lists fatura lançamentos with merchant description, installmentPosition and authCode for the statement screen.

Auth: Bearer accessToken from the sign-in call; a device attestation header accompanies every request.

accountNumber
date
hasFutureReleases
releaseMonth
transactionId
idFatura
cardFinalDigits
cardName
description
amount
installment
installmentPosition
installmentQuantity
authCode
transactionDate

GET /v1/billing/entries HTTP/1.1
Authorization: Bearer <accessToken>
Accept: application/json

{
  "accountNumber": "demo-account-001",
  "date": "2026-10-15",
  "hasFutureReleases": true,
  "releaseMonth": [
    {
      "transactionId": "txn-9f21",
      "idFatura": "fat-202610",
      "cardFinalDigits": "4421",
      "cardName": "DEMO CARDHOLDER",
      "cardType": "TITULAR",
      "description": "ATACADAO CAMPINAS",
      "amount": 189.9,
      "installment": "02/03",
      "installmentPosition": 2,
      "installmentQuantity": 3,
      "authCode": "<authorization-code>",
      "transactionDate": "2026-10-12"
    }
  ]
}

Invoice Pix QR code

GET /v1/billing/accounts/{accountNumber}/pix-code openbanking

Issues the Pix copia-e-cola and QR image used to pay the open Atacadão fatura, plus remaining invoiceValue.

Auth: Bearer accessToken from the sign-in call; a device attestation header accompanies every request.

imageBase64
copyPaste
invoiceValue
minimumPayment
expirationDate
closingDate
writableLine
invoicePaid
quantityGenerated

GET /v1/billing/accounts/demo-account-001/pix-code HTTP/1.1
Authorization: Bearer <accessToken>
Accept: application/json

{
  "imageBase64": "<base64-qr-image>",
  "copyPaste": "<illustrative-pix-copy-code>",
  "invoice": {
    "invoiceValue": 1842.55,
    "minimumPayment": 276.38,
    "expirationDate": "2026-11-10",
    "closingDate": "2026-10-28",
    "writableLine": "<illustrative-boleto-line>",
    "invoicePaid": false
  },
  "pix": {
    "quantityGenerated": 1,
    "invoicePaid": false
  }
}

Digital-account yield balances
GET /v1/savings/returns openbanking
Reads Conta Digital yield: available balance, unavailableBalance, nested yield.totals (date / inYear) and referenteDate.
Auth: Bearer accessToken from the sign-in call; a device attestation header accompanies every request.
- balance
- unavailableBalance
- referenteDate
- yield
- totals
- messageSuggestion
- date
- inYear
```
GET /v1/savings/returns HTTP/1.1
Authorization: Bearer <accessToken>
Accept: application/json
```
```
{
  "balance": 1520.33,
  "unavailableBalance": 40.0,
  "referenteDate": "2026-10-20",
  "yield": {
    "totals": {
      "date": 12.47,
      "inYear": 186.2
    },
    "messageSuggestion": "Seu rendimento de ontem"
  }
}
```

List Pix DICT keys

GET /v1/transfers/pix/identifiers openbanking

Lists DICT keys registered on the CSF digital account with pixKeyType and the settlement account (agency, accountNumber).

Auth: Bearer accessToken from the sign-in call; a device attestation header accompanies every request.

keys
pixKey
pixKeyType
dateGenerateKey
dateDomainKey
institution
accountNumber
agency
name

GET /v1/transfers/pix/identifiers HTTP/1.1
Authorization: Bearer <accessToken>
Accept: application/json

{
  "keys": [
    {
      "pixKey": "<phone-pix-key>",
      "pixKeyType": "PHONE",
      "dateGenerateKey": "2025-03-12T11:04:00Z",
      "dateDomainKey": "2025-03-12T11:05:10Z"
    }
  ],
  "account": {
    "institution": "BANCO CSF S.A.",
    "accountNumber": "demo-account-001",
    "agency": "0001",
    "name": "DEMO CARDHOLDER"
  }
}

Pix transfer limits

GET /v1/transfers/pix/allowances openbanking

Returns daytime/nighttime Pix currentLimit and in-flight inProcessingLimit used on the safety screen.

Auth: Bearer accessToken from the sign-in call; a device attestation header accompanies every request.

limits
limitsRuleFor
limitsRulePeriod
currentLimit
inProcessingLimit

GET /v1/transfers/pix/allowances HTTP/1.1
Authorization: Bearer <accessToken>
Accept: application/json

{
  "limits": [
    {
      "limitsRuleFor": "DAYTIME",
      "limitsRulePeriod": "DAILY",
      "currentLimit": 5000.0,
      "inProcessingLimit": 8000.0
    },
    {
      "limitsRuleFor": "NIGHTTIME",
      "limitsRulePeriod": "DAILY",
      "currentLimit": 1000.0,
      "inProcessingLimit": 1000.0
    }
  ]
}

Open Finance reception accounts
GET /v1/connections/permissions openfinance
Lists inbound Open Finance consents (reception) with organizationName, consentId and expirationDate.
Auth: Bearer accessToken from the sign-in call; a device attestation header accompanies every request.
- status
- expirationDate
- updatedDate
- consentId
- organizationName
- organizationIcon
```
GET /v1/connections/permissions HTTP/1.1
Authorization: Bearer <accessToken>
Accept: application/json
```
```
{
  "status": "AUTHORISED",
  "expirationDate": "2027-04-20T00:00:00Z",
  "updatedDate": "2026-10-18T14:22:00Z",
  "consentId": "demo-consent-001",
  "organizationName": "Example Bank",
  "organizationIcon": "/assets/demo-bank.png"
}
```

Cashback rewards summary

GET /v1/loyalty/wallets/{accountId}/balance opendata

Reads the Atacadão/Carrefour rewards wallet: currentBalance, daysToExpire, totalAccumulated and accumulationLimit.

Auth: Bearer accessToken from the sign-in call; a device attestation header accompanies every request.

accumulationInformations
balanceInformations
engagementInformations
redemptionInformations
accumulationLimit
isInAccumulationPeriod
totalAccumulated
currentBalance
daysToExpire
expireDate
rewardFuturePoints
rewardWalletStatus

GET /v1/loyalty/wallets/demo-wallet-001/balance HTTP/1.1
Authorization: Bearer <accessToken>
Accept: application/json

{
  "accumulationInformations": {
    "accumulationLimit": 500.0,
    "isInAccumulationPeriod": true,
    "totalAccumulated": 87.4
  },
  "balanceInformations": {
    "currentBalance": 42.1,
    "daysToExpire": 18,
    "expireDate": "2026-11-07",
    "rewardFuturePoints": 12.0,
    "rewardWalletStatus": "ACTIVE",
    "activatedForTransactionExpiration": true
  },
  "engagementInformations": {},
  "redemptionInformations": {}
}

Create virtual card

POST /v1/cardbook/virtual-cards openfinance

Mints a CSF Atacadão virtual card (PAN, CVV, holderName, expirationMinutes) for online or wallet use.

Auth: Bearer accessToken from the sign-in call; a device attestation header accompanies every request.

id
cardNumber
holderName
securityCode
type
expirationDate
expirationMinutes
flag
dailyTotals

POST /v1/cardbook/virtual-cards HTTP/1.1
Authorization: Bearer <accessToken>
Content-Type: application/json

{
  "type": "SINGLE_USE"
}

{
  "id": "demo-virtual-card-001",
  "cardNumber": "<virtual-card-number>",
  "holderName": "DEMO CARDHOLDER",
  "securityCode": "<security-code>",
  "type": "SINGLE_USE",
  "expirationDate": "2026-10-20T23:59:00Z",
  "expirationMinutes": 1440,
  "flag": "VISA",
  "dailyTotals": []
}

Payment-account balance
GET /v1/funds/position openbanking
Reads the Conta Digital payment-account cash position: availableAmount, blockedAmount and agencyNumber.
Auth: Bearer accessToken from the sign-in call; a device attestation header accompanies every request.
- accountNumber
- agencyNumber
- availableAmount
- blockedAmount
- balance
```
GET /v1/funds/position HTTP/1.1
Authorization: Bearer <accessToken>
Accept: application/json
```
```
{
  "accountNumber": "demo-account-001",
  "agencyNumber": "0001",
  "availableAmount": 1520.33,
  "blockedAmount": 40.0,
  "balance": 1480.33
}
```

Simulate personal credit

GET /v1/borrowing/accounts/{accountNumber}/quotes openfinance

Prices crédito pessoal plans for the Atacadão card account: valueRequested, valueParcel, cetYearly, iofTotalValue and quantityOfInstallment.

Auth: Bearer accessToken from the sign-in call; a device attestation header accompanies every request.

maximumInstallmentQuantity
installmentMinimumQuantity
retakeValue
preApproved
gracePeriods
plans
planCode
valueRequested
percentageRequestedValue
totalValue
percentTotalValue
valueParcel
quantityOfInstallment
cetYearly
fees
iofTotalValue
dateFirstParcel
valueInsurance

GET /v1/borrowing/accounts/demo-account-001/quotes HTTP/1.1
Authorization: Bearer <accessToken>
Accept: application/json

{
  "maximumInstallmentQuantity": 24,
  "installmentMinimumQuantity": 6,
  "retakeValue": 4500.0,
  "preApproved": 4500.0,
  "gracePeriods": [],
  "plans": [
    {
      "planCode": "CP24",
      "valueRequested": 3000.0,
      "percentageRequestedValue": "66.67",
      "totalValue": 3720.48,
      "percentTotalValue": "124.02",
      "valueParcel": 155.02,
      "quantityOfInstallment": 24,
      "cetYearly": 89.4,
      "fees": 412.1,
      "iofTotalValue": 48.22,
      "dateFirstParcel": "2026-11-10",
      "valueInsurance": 96.0
    }
  ]
}

Where teams use this data

Warehouse-card invoice reconciliation
Finance bots pull invoiceAmount, minimumPayment and lançamento authCode rows so an Atacadão household ledger can match fatura closeDate against cash-and-carry POS receipts.
Pix DICT and limit monitoring
Treasury dashboards watch pixKeyType registrations and daytime/nighttime currentLimit so CSF digital-account cash-out from the Atacadão app stays inside Banco Central Pix rules.
Open Finance reception inventory
Wealth aggregators list organizationName + consentId + expirationDate for banks the Atacadão cardholder linked into Banco CSF as a reception institution.
Rewards wallet expiry alerts
Loyalty ops fire on daysToExpire and currentBalance so Atacadão/Carrefour cashback is spent at the warehouse banner before expireDate.

Frequently asked questions

Which fields help reconcile an Atacadão fatura?

Invoice records include invoiceId, invoiceAmount, minimumPayment, dueDate, closeDate, totalLimit and availableLimit. Purchase entries add transactionId, description, cardFinalDigits, installmentPosition and authCode to help match receipts to a statement cycle.

What Pix and Open Finance data is covered?

Pix records include pixKey, pixKeyType, registration dates and the associated account. Transfer limits distinguish limitsRuleFor, limitsRulePeriod, currentLimit and inProcessingLimit. Open Finance permissions identify consentId, organizationName, status and expirationDate.

How do Conta Digital yield and cashback records differ?

Conta Digital yield records describe balance, unavailableBalance, referenteDate and yield totals. Cashback records describe currentBalance, daysToExpire, expireDate, totalAccumulated and accumulationLimit, supporting separate cash-position and rewards-expiry views.

Which personal-credit simulation fields are available?

Illustrative credit plans include preApproved, planCode, valueRequested, valueParcel, quantityOfInstallment, cetYearly, iofTotalValue and valueInsurance. These distinguish the requested amount, installments, annual cost, taxes and insurance within a simulation. All API paths and sample values on this page illustrate the data covered; they are not Banco CSF production connection details or live customer records.

Apps similar to Cartão Atacadão: Crédito e +

Cartão Carrefour: Crédito e + — Banco CSF S/A's app for Carrefour cardholders covers available and used limit, real-time spending, a barcode to pay the fatura, personal-loan requests, Open Finance, and exclusive conditions at Carrefour, Atacadão and Sam's Club.
Cartão Sam's Club: Crédito e + — Banco CSF S/A's companion app for the Sam's Club credit card is used to check the limit, pay the bill via Pix, request a personal loan, connect accounts through Open Finance, and use conditions at the clubs, Carrefour and Atacadão (club benefits require membership).
Cartão Magalu — Itaú Unibanco's Cartão Magalu app manages Magalu and Luiza store credit cards with Magalu cashback, fatura inquiry, renegotiation and installment payment, temporary or recurring virtual cards, limit-increase requests and a personal loan.
Cartão Mais! — Cred-System's Cartão Mais app shows card limits and transaction history, helps control spending, and lists the card's promotions and partnerships.
Credz — Credz (DMCARD SA) is a Brazilian store-card app that looks up limit, PIN and invoices, activates a virtual card, and opens Club Credz merchant discounts and loyalty points.
BrasilCard Cliente — BrasilCard Cliente is BrasilCard's cardholder app for tracking invoices and live purchases, generating a barcode to pay the fatura, unblocking the card and changing the due date, and requesting a duplicate or debt negotiation.
Nubank — Nubank's Brazilian Android app (Nu Pagamentos) combines a free NuConta, a no-annual-fee international credit card, free unlimited Pix 24/7, loans, investments from R$1, life insurance and cashback.
Cartões CAIXA — Cartões CAIXA is Caixa Econômica Federal's app for CAIXA credit cards, covering limit and up to 40 latest faturas, PDF invoices, on/off for purchases and withdrawals, virtual-card limits, CAIXA Points, invoice installments and a digitizable payment line.

More Banking apps

Topics

Cartão Atacadão data API
Banco CSF fatura data
Atacadão purchase installments
Pix key and limit data
Conta Digital yield data
Open Finance consent data
Atacadão cashback expiry

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Cartão Atacadão Data API: invoices, Pix, yield and cashback

Screenshots

API surface

CSF SSO login (Atacadão brand)

Identify cardholder

Credit-card home summary

List my cards

Open and previous invoices

Invoice releases

Invoice Pix QR code

Digital-account yield balances

List Pix DICT keys

Pix transfer limits

Open Finance reception accounts

Cashback rewards summary

Create virtual card

Payment-account balance

Simulate personal credit

Data categories

Where teams use this data

Warehouse-card invoice reconciliation

Pix DICT and limit monitoring

Open Finance reception inventory

Rewards wallet expiry alerts

Frequently asked questions

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Cartão Atacadão Data API: invoices, Pix, yield and cashback

Screenshots

API surface

CSF SSO login (Atacadão brand)

Identify cardholder

Credit-card home summary

List my cards

Open and previous invoices

Invoice releases

Invoice Pix QR code

Digital-account yield balances

List Pix DICT keys

Pix transfer limits

Open Finance reception accounts

Cashback rewards summary

Create virtual card

Payment-account balance

Simulate personal credit

Data categories

Where teams use this data

Warehouse-card invoice reconciliation

Pix DICT and limit monitoring

Open Finance reception inventory

Rewards wallet expiry alerts

Frequently asked questions

Related apps

Apps similar to Cartão Atacadão: Crédito e +

More Banking apps

5paisa: Demat, Stocks & IPO

Ajaib: Stock, Crypto, US Stock

Albert: Budgeting and Banking

AndroMoney

Topics

Need this app's data API integrated?