Porto Seguros data API: policies, PIX and Conta

Porto Seguro · Banking 4.6 ★

Porto: Seguros, Conta e Cartão is Porto Seguro's consumer super-app for Brazil — the same group behind auto, home, life and travel insurance, Porto Bank's Conta Digital, the Porto credit card and ConectCar toll tags. After a CPF login, the home hub opens apólices (auto, residencial, viagem and assinatura), 24h assistance and sinistro reporting, a yield-bearing digital account with Pix keys and transfers, card invoices including a PJ flow, Porto Club membership, consórcio, private-consigned credit, and an investments and previdência area run with Genial (funds, Tesouro Direto, fixed income). Google Play describes a digital account with a credit card, consortiums and a cash box that yields 100% of the CDI; the listing holds a 4.6 rating across 427,030 reviews and is published for Brazil. It sits with Itaú, Bradesco, Nubank and Inter on the banked-consumer phone, and with Azul Seguros and Tokio Marine on the insurance side.

Conta Digital availableBalance sits next to reservedAmount and blockedAmount on the cash-position tile, while each apólice carries numberFull, contractSituation and daysRemaining. Pix receipts add endToEndId, transferId and receiptId; PJ card invoices expose dueDate, invoiceAmount and minimumPayment; the unified investment wallet returns balance.value plus applied funds.

Broker CRMs, treasury reconcilers and wealth dashboards consume those fields for renewal windows, Pix matching and invoice pay-runs. openData Studio turns the reconstructed surface into callable open data.

Screenshots

API surface

Request/response examples are illustrative, reconstructed from the app's interface — not a live capture.

Conta Digital cash position
GET /v1/digital-account/balance openbanking
Reads the signed-in Conta Digital cash tile — spendable availableBalance versus reservedAmount and blockedAmount.
Auth: Bearer session token after CPF login; digital-account calls also attach the BaaS SDK token.
- availableBalance
- reservedAmount
- blockedAmount
```
GET /v1/digital-account/balance HTTP/1.1
Authorization: Bearer eyJhbGciOiJSUzI1NiIsInR5cCI6IkpXVCJ9.porto
X-Account-Id: ACC-PF-88412019
```
```
{
  "availableBalance": "18420.55",
  "reservedAmount": "250.00",
  "blockedAmount": "0.00"
}
```

List Pix keys

GET /v1/digital-account/pix/keys openfinance

Lists registered Pix keys with type, status, maskedKey and the recipient account (accNumber, agency, ispb).

Auth: Bearer session token after CPF login; digital-account calls also attach the BaaS SDK token.

key
type
status
maskedKey
maskedDocument
processStatus
recipient.name
recipient.document
accNumber
agency
ispb
institution

GET /v1/digital-account/pix/keys?accountId=ACC-PF-88412019 HTTP/1.1
Authorization: Bearer eyJhbGciOiJSUzI1NiIsInR5cCI6IkpXVCJ9.porto

{
  "keys": [
    {
      "key": "11987654321",
      "type": "PHONE",
      "status": "ACTIVE",
      "maskedKey": "**987654321",
      "maskedDocument": "***.456.789-**",
      "processStatus": "CONFIRMED",
      "isKeySaved": true,
      "isContactSaved": false,
      "recipient": {
        "name": "Ana Souza",
        "document": "12345678901",
        "documentType": "CPF",
        "maskedDocument": "***.456.789-**",
        "account": {
          "accNumber": "123456",
          "digit": "7",
          "accType": "CACC",
          "agency": "0001",
          "ispb": "00416968",
          "institution": "Porto Bank"
        }
      }
    }
  ]
}

Confirm Pix transfer

POST /v1/digital-account/pix/transfers openfinance

Confirms a Pix send and returns the BACEN endToEndId, transferId, receiptId and value for the receipt screen.

Auth: Bearer session token after CPF login plus transaction PIN / 2FA; BaaS SDK token on digital-account calls.

status
endToEndId
transferId
receiptId
transferredAt
formattedTransferredAt
retentionType
value.currency
value.value

POST /v1/digital-account/pix/transfers HTTP/1.1
Authorization: Bearer eyJhbGciOiJSUzI1NiIsInR5cCI6IkpXVCJ9.porto
Content-Type: application/json

{
  "destinationKey": "11987654321",
  "amount": 35000,
  "currency": "BRL",
  "description": "Aluguel"
}

{
  "status": "CONFIRMED",
  "endToEndId": "E0041696820261020abc123",
  "transferId": "TRF-992184",
  "schedulingId": null,
  "receiptId": "RCPT-77120",
  "transferredAt": "2026-10-20T14:32:11-03:00",
  "formattedTransferredAt": "20/10/2026 14:32",
  "retentionType": "NONE",
  "value": {
    "currency": "BRL",
    "formatted": "R$ 350,00",
    "value": 35000
  }
}

List insurance policies

GET /v1/insurance/policies opendata

Returns the signed-in customer's apólices with numberFull, branch, contractSituation, startDate, endDate and daysRemaining.

Auth: Bearer session token after CPF login.

number
numberFull
itemNumber
branch
branchOffice
contractSituation
startDate
endDate
daysRemaining
formattedTitle
formattedDescription

GET /v1/insurance/policies HTTP/1.1
Authorization: Bearer eyJhbGciOiJSUzI1NiIsInR5cCI6IkpXVCJ9.porto

{
  "policies": [
    {
      "number": "0531",
      "numberFull": "0531.12.11.12345678",
      "itemNumber": "1",
      "branch": "AUTO",
      "branchOffice": "SAO PAULO",
      "contractSituation": "ACTIVE",
      "startDate": "2026-03-01",
      "endDate": "2027-03-01",
      "daysRemaining": 132,
      "formattedTitle": "Auto - Honda Civic",
      "formattedDescription": "FIU2A34 · São Paulo/SP"
    }
  ]
}

Insurance coverage summary

GET /v1/insurance/coverages/{coverageId} opendata

Loads a simplified coverage card — product, title, code, validity window and isPremium — for the policy detail screen.

Auth: Bearer session token after CPF login.

id
product
title
description
code
initialValidity
finalValidity
segment
isPremium

GET /v1/insurance/coverages/COV-AUTO-0531 HTTP/1.1
Authorization: Bearer eyJhbGciOiJSUzI1NiIsInR5cCI6IkpXVCJ9.porto

{
  "id": "COV-AUTO-0531",
  "product": "AUTO",
  "itemLegacyData": {
    "title": "Colisão, incêndio e roubo",
    "description": "Cobertura compreensiva",
    "code": "CIR",
    "imageCode": "auto_cir",
    "initialValidity": "2026-03-01",
    "finalValidity": "2027-03-01",
    "segment": "AUTO",
    "isPremium": true
  }
}

Assinatura policy details

GET /v1/insurance/signature/{policyId} opendata

Loads an assinatura (subscription) policy's general header, cadastral rows and insuredItem for the signature-home screen.

Auth: Bearer session token after CPF login.

general
cadastral
insuredItem

GET /v1/insurance/signature/POL-ASS-22011 HTTP/1.1
Authorization: Bearer eyJhbGciOiJSUzI1NiIsInR5cCI6IkpXVCJ9.porto

{
  "general": {
    "policyId": "POL-ASS-22011",
    "productName": "Porto Assinatura Residência"
  },
  "cadastral": [
    {
      "label": "CEP",
      "value": "01310-100"
    }
  ],
  "insuredItem": {
    "type": "RESIDENCE",
    "description": "Apto 1204"
  }
}

Assigned broker profile

GET /v1/insurance/broker/profile osint

Returns the customer's assigned broker name and contacts for the Meu Corretor screen.

Auth: Bearer session token after CPF login.

name
contacts

GET /v1/insurance/broker/profile HTTP/1.1
Authorization: Bearer eyJhbGciOiJSUzI1NiIsInR5cCI6IkpXVCJ9.porto

{
  "brokers": [
    {
      "name": "Carla Mendes Corretora",
      "contacts": [
        {
          "type": "WHATSAPP",
          "value": "11987654321"
        },
        {
          "type": "EMAIL",
          "value": "[email protected]"
        }
      ]
    }
  ]
}

PJ card invoice

POST /v1/cards/pj/invoice openbanking

Loads a PJ card invoice with dueDate, cutoffDate, invoiceAmount, minimumPayment and paymentStatus.

Auth: Bearer session token after CPF/CNPJ login.

dueDate
cutoffDate
bestPurchaseDate
status
paymentStatus
showPayButton
invoiceAmount.amount
minimumPayment.amount
availableMonths

POST /v1/cards/pj/invoice HTTP/1.1
Authorization: Bearer eyJhbGciOiJSUzI1NiIsInR5cCI6IkpXVCJ9.porto
Content-Type: application/json

{
  "cardId": "CRD-PJ-100284",
  "month": "2026-10"
}

{
  "card": {
    "cardId": "CRD-PJ-100284",
    "last4Digits": "4419"
  },
  "invoice": {
    "dueDate": "2026-10-25",
    "cutoffDate": "2026-10-15",
    "bestPurchaseDate": "2026-10-16",
    "status": "OPEN",
    "paymentStatus": "UNPAID",
    "showPayButton": true,
    "invoiceAmount": {
      "amount": "4320.80",
      "currency": "BRL"
    },
    "minimumPayment": {
      "amount": "216.04",
      "currency": "BRL"
    }
  },
  "availableMonths": [
    {"month": "2026-10", "label": "Outubro"}
  ]
}

Unified investment wallet

GET /v1/investments/wallet openfinance

Reads the unified investment / previdência wallet: total balance.value plus each applied fund id, name and balance.

Auth: Bearer session token after CPF login.

balance.value
balance.currency
funds.id
funds.fund
funds.balance.value

GET /v1/investments/wallet?product=UNIFIED HTTP/1.1
Authorization: Bearer eyJhbGciOiJSUzI1NiIsInR5cCI6IkpXVCJ9.porto

{
  "balance": {
    "value": 87540.12,
    "currency": "BRL"
  },
  "funds": [
    {
      "id": "FUND-PREV-01",
      "fund": "Porto Previdência Moderado",
      "balance": {
        "value": 52000.00,
        "currency": "BRL"
      }
    }
  ]
}

Porto Club home

GET /v1/cards/porto-club/home opendata

Loads the Porto Club membership home — header, subscriptionCard, extract, shortcuts and subscriptionManagement.

Auth: Bearer session token after CPF login.

header
subscriptionCard
extract
shortcuts
subscriptionManagement
bottomSheet

GET /v1/cards/porto-club/home HTTP/1.1
Authorization: Bearer eyJhbGciOiJSUzI1NiIsInR5cCI6IkpXVCJ9.porto

{
  "header": {
    "planName": "Porto Club Black",
    "status": "ACTIVE"
  },
  "subscriptionCard": {
    "planId": "CLUB-BLACK",
    "renewalDate": "2027-01-15"
  },
  "extract": {
    "pointsBalance": 18420
  },
  "shortcuts": [
    {"id": "ADVANTAGES", "label": "Vantagens"}
  ],
  "subscriptionManagement": {
    "canCancel": true
  }
}

Data categories

account-balances
pix-transfers
insurance-policies
card-invoices
investments
loyalty

Where teams use this data

Apólice renewal calendar
A broker CRM pulls numberFull, contractSituation, startDate, endDate and daysRemaining nightly so renewal campaigns fire before the apólice lapses.
Treasury cash-and-Pix recon
Finance bots read availableBalance, reservedAmount and blockedAmount, then match outbound Pix rows on endToEndId, transferId and receiptId against the ERP ledger.
PJ invoice pay-run
An accounts-payable flow loads dueDate, invoiceAmount.amount and minimumPayment.amount for the open PJ card invoice and schedules boleto or Pix settlement before cutoffDate.
Previdência holdings snapshot
A wealth dashboard maps balance.value plus each AppliedFund id and fund name so the customer sees Conta Digital cash and previdência units in one net-worth tile.

Frequently asked questions

What cash fields does the Conta Digital tile expose?

The balance payload splits availableBalance, reservedAmount and blockedAmount as strings, reconstructed from the digital-account cash tile.

Can I reconcile a Pix send, not just the key list?

Yes. Confirming a transfer returns status, BACEN endToEndId, transferId, receiptId, transferredAt and a value object (currency, formatted, value in cents).

Which insurance objects sit on the same session?

Policy list rows carry numberFull, branch, contractSituation, startDate, endDate and daysRemaining; coverage cards add product, title, code and isPremium; assinatura detail returns general, cadastral and insuredItem; Meu Corretor adds broker name and contacts.

How does the reconstructed surface authenticate?

Calls ride the CPF login session as a Bearer token. Conta Digital and Pix also attach the BaaS SDK token used by the account module; Pix sends add a transaction PIN or 2FA step.

Apps similar to Porto: Seguros, Conta e Cartão

Nubank — Nubank's Android app is the São Paulo neobank's hub for a free NuConta, a no-annual-fee credit card, 24/7 Pix, loans, investments from R$1 and a life-insurance product in the same login.
Inter — Inter is Banco Inter's Super App for a fee-free Brazilian digital account with Pix, TED and DOC, an international credit card, Home Broker and Tesouro Direto investing, private pension and a dollar account.
Banco Itaú — Banco Itaú is Itaú Unibanco's consumer app for checking and cards plus in-app life, travel, home and auto insurance, an Itaú Tag for tolls and parking, Tesouro Direto and private-pension investing.
C6 Bank — C6 Bank's app opens a digital account in reais, dollars or euros, issues credit cards, and includes a C6 Tag for tolls plus a brokerage for Brazilian and overseas assets.
PicPay — PicPay is a Brazilian digital bank whose app combines a yield-bearing checking account, Pix, credit cards, personal and payroll credit, a Cofrinho saver, investments and insurance.
Bradesco Seguros — Bradesco Seguros is the Bradesco group's insurance app, grouping health, dental, auto, life, travel and home policies with capitalization plans, private pension and Open Insurance in one login.
MAPFRE Brasil — Mapfre Seguros Brasil is MAPFRE's customer app in Brazil for viewing auto, home and life policies, opening claims, calling 24-hour roadside or home assistance, and paying instalments.
Youse — Youse is a CAIXA-group digital insurer whose app quotes and manages auto, home and life cover with month-to-month billing and 24-hour assistance from the phone.

More Banking apps

Topics

porto seguros api
porto conta digital
porto pix
apolice porto
porto bank brazil
porto club
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Porto Seguros data API: policies, PIX and Conta

Screenshots

API surface

Conta Digital cash position

List Pix keys

Confirm Pix transfer

List insurance policies

Insurance coverage summary

Assinatura policy details

Assigned broker profile

PJ card invoice

Unified investment wallet

Porto Club home

Data categories

Where teams use this data

Apólice renewal calendar

Treasury cash-and-Pix recon

PJ invoice pay-run

Previdência holdings snapshot

Frequently asked questions

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Porto Seguros data API: policies, PIX and Conta

Screenshots

API surface

Conta Digital cash position

List Pix keys

Confirm Pix transfer

List insurance policies

Insurance coverage summary

Assinatura policy details

Assigned broker profile

PJ card invoice

Unified investment wallet

Porto Club home

Data categories

Where teams use this data

Apólice renewal calendar

Treasury cash-and-Pix recon

PJ invoice pay-run

Previdência holdings snapshot

Frequently asked questions

Related apps

Apps similar to Porto: Seguros, Conta e Cartão

More Banking apps

5paisa: Demat, Stocks & IPO

AndroMoney

Angel One: Stocks, Mutual Fund

Bibit- Reksadana & Obligasi

Topics

Need this app's data API integrated?