Liberty Mutual Mobile Data API: Endpoints & Fields

Liberty Mutual Insurance Company · Banking

Liberty Mutual Mobile is the Android client of Liberty Mutual Insurance Company for US auto, home and renters policyholders. It lists every policy on the account with downloadable auto ID cards, files and tracks claims from first notice through appraisal, repair appointments and rental reservations, shows amount due and payment history for each billing account, mails or faxes policy documents, opens roadside assistance, keeps the assigned agent's contact details at hand, and hosts RightTrack, Liberty Mutual's usage-based telematics program that records trips and scores driving. Policyholders use it as the proof-of-insurance wallet in the car, the claims tracker after a collision, and the billing portal for monthly premium payments, placing it in the US personal-lines market alongside GEICO, State Farm, Progressive and Allstate.

Claim records returned for a signed-in policyholder carry claimNumber, lossDate, lossCause, lossCategory and a workflow status, with nested appointments, autoAppraisals, rental and adjusterContactInfo blocks that say where the repair, appraisal and rental actually stand. Policy records pair policyNumber and policyLineOfBusiness with effectiveDate and expirationDate and an idCards array holding the insured vehicle's idNumber, make, model, year and namedInsureds, while annualPremium, driverSummaryList and lenders fill out the coverage detail view.

Billing accounts add amountDue, remainingAccountBalance, isAutoPay, latestPayment and a currentPaymentMethod containing a maskedAccountNumber, and the RightTrack side contributes totalDistance, confirmedTripCount, coaching flags and a per-operator performanceScore. With policyholder authorization, insurance agencies and claims-tech teams can use these records for premium reconciliation and claims-cycle dashboards, family-finance apps can assemble proof-of-insurance wallets with expiry reminders, and mobility-data teams can analyze driving scores alongside confirmed mileage. openData Studio turns these policy, claims, billing and telematics records into callable open data.

Screenshots

API surface

The endpoints and request/response examples below are reconstructed from the app's interface — illustrative, not a live capture.

Policy list with auto ID cards

POST /illustrative/v1/policy-service/policy-overview openfinance

Loads the policy dashboard: every policy on the account with its status, jurisdiction, term dates, vehicle-level ID cards (VIN, make, model, year, named insureds) and renewal and document links. Feeds the policy list, the ID-card wallet and the renewal reminder badge.

Auth: Auth0 OIDC access token for the signed-in policyholder, sent as Authorization: Bearer; issued through the app's Auth0 login with PKCE and the registered app redirect.

policiesSummary
hasVehicularPolicy
idCardCount
renewalCount
policyNumber
policyType
policyStatus
policyJurisdiction
policyLineOfBusiness
effectiveDate
expirationDate
idCards
cardType
insuredVehicle
idNumber
idType
make
model
year
namedInsureds
fullName
renewal

POST /illustrative/v1/policy-service/policy-overview HTTP/1.1
Authorization: Bearer <ACCESS_TOKEN>
Content-Type: application/json

{
  "operationName": "ExamplePoliciesSummary",
  "query": "query ExamplePoliciesSummary { policiesSummary { hasVehicularPolicy idCardCount renewalCount policies { policyNumber policyType policyStatus policyJurisdiction policyLineOfBusiness effectiveDate expirationDate idCards { cardType policyNumber insuredVehicle { idNumber idType make model year } namedInsureds { fullName } } renewal { isComplete } } } }"
}

{
  "data": {
    "policiesSummary": {
      "hasVehicularPolicy": true,
      "idCardCount": 2,
      "renewalCount": 1,
      "policies": [
        {
          "policyNumber": "AOS-1234567-01",
          "policyType": "AUTO",
          "policyStatus": "Active",
          "policyJurisdiction": "CA",
          "policyLineOfBusiness": "Personal Auto",
          "effectiveDate": "2026-03-01",
          "expirationDate": "2027-03-01",
          "idCards": [
            {
              "cardType": "Auto",
              "insuredVehicle": {
                "idNumber": "1HGCV1F34LA123456",
                "idType": "VIN",
                "make": "HONDA",
                "model": "ACCORD",
                "year": "2021"
              },
              "namedInsureds": [
                {
                  "fullName": "JORDAN A SAMPLE"
                }
              ]
            }
          ],
          "renewal": {
            "isComplete": false
          }
        }
      ]
    }
  }
}

Policy detail with drivers and vehicles

POST /illustrative/v1/policy-service/policy-record openfinance

Returns one policy's full record: term, annual premium, named insureds, mailing address, rated drivers and vehicles on auto policies, and mortgage lenders on property policies. Backs the policy detail tabs and coverage overview.

Auth: Auth0 OIDC Bearer access token; the policy must belong to the signed-in household.

policyDetails
policyType
policyStatus
number
effectiveDate
expirationDate
annualPremium
namedInsureds
address
drivers
vehicles
driverSummaryList
firstName
lastName
isNamedInsured
isAdditional
isRestricted
lenders

POST /illustrative/v1/policy-service/policy-record HTTP/1.1
Authorization: Bearer <ACCESS_TOKEN>
Content-Type: application/json

{
  "operationName": "ExamplePolicyDetails",
  "variables": {
    "policyNumber": "AOS-1234567-01"
  },
  "query": "query ExamplePolicyDetails($policyNumber: String!) { policyDetails(policyNumber: $policyNumber) { policyType policyStatus description number effectiveDate expirationDate annualPremium namedInsureds address { addressLine1 city state zipCode } ... on AutoPolicy { drivers vehicles driverSummaryList { firstName lastName isNamedInsured isAdditional isRestricted } } ... on PropertyPolicy { lenders } } }"
}

{
  "data": {
    "policyDetails": {
      "__typename": "AutoPolicy",
      "policyType": "AUTO",
      "policyStatus": "Active",
      "number": "AOS-1234567-01",
      "effectiveDate": "2026-03-01",
      "expirationDate": "2027-03-01",
      "annualPremium": 1842.5,
      "namedInsureds": [
        "JORDAN A SAMPLE"
      ],
      "driverSummaryList": [
        {
          "firstName": "JORDAN",
          "lastName": "SAMPLE",
          "isNamedInsured": true,
          "isAdditional": false,
          "isRestricted": false
        }
      ],
      "vehicles": [
        {
          "year": "2021",
          "make": "HONDA",
          "model": "ACCORD"
        }
      ]
    }
  }
}

Claims list and repair tracking

POST /illustrative/v1/policy-service/claim-progress openfinance

Lists every open and closed claim with loss date, cause, status, body-shop and appraisal appointments, rental eligibility and reservation, and the assigned adjuster's phone and email. Drives the claims tab and the claim-detail timeline.

Auth: Auth0 OIDC Bearer access token; claims are scoped to the signed-in policyholder.

getClaims
results
claimNumber
reportedDate
lossDate
lossCause
lossCategory
status
policyType
policyLineOfBusiness
targetUrl
schedulingUrl
documentsUrl
paymentsUrl
appointments
adjusterName
startTime
endTime
workType
arrivalWindowStartTime
contractorRepairNetworkStatus
autoAppraisals
appraisalType
channel
rental
isEligible
hasCoverage
dailyRate
reservationNumber
rentalCompany
insuredVehicle
isEstimateAvailable
genpactContentsId
adjusterContactInfo

POST /illustrative/v1/policy-service/claim-progress HTTP/1.1
Authorization: Bearer <ACCESS_TOKEN>
Content-Type: application/json

{
  "operationName": "ExampleClaims",
  "variables": {
    "plnarEnabled": true,
    "hoverEnabled": true
  },
  "query": "query ExampleClaims($plnarEnabled: Boolean!, $hoverEnabled: Boolean!) { getClaims { results { claimNumber reportedDate lossDate lossCause lossCategory status policyType policyLineOfBusiness appointments { id adjusterName startTime endTime workType status } rental { isEligible hasCoverage dailyRate reservation { reservationNumber rentalCompany status } } autoAppraisals { id appraisalType channel } insuredVehicle { year make model } adjusterContactInfo { name phoneNumber email } } } }"
}

{
  "data": {
    "getClaims": {
      "results": [
        {
          "claimNumber": "CA-0042-123456",
          "reportedDate": "2026-08-14",
          "lossDate": "2026-08-12",
          "lossCause": "Collision",
          "lossCategory": "Auto",
          "status": "In Repair",
          "policyType": "AUTO",
          "policyLineOfBusiness": "Personal Auto",
          "appointments": [
            {
              "id": "APPT-77",
              "adjusterName": "R. CALDWELL",
              "startTime": "2026-08-20T15:00:00Z",
              "endTime": "2026-08-20T17:00:00Z",
              "workType": "Appraisal",
              "status": "Scheduled"
            }
          ],
          "rental": {
            "isEligible": true,
            "hasCoverage": true,
            "dailyRate": 45.0,
            "reservation": {
              "reservationNumber": "ENT-88213",
              "rentalCompany": "Enterprise",
              "status": "Confirmed"
            }
          },
          "insuredVehicle": {
            "year": "2021",
            "make": "HONDA",
            "model": "ACCORD"
          },
          "adjusterContactInfo": {
            "name": "R. CALDWELL",
            "phoneNumber": "+18005550142",
            "email": "[email protected]"
          }
        }
      ]
    }
  }
}

Billing account and payment summary

POST /illustrative/v1/policy-service/billing-overview openbanking

Reads each billing account's amount due, due date, auto-pay flag, last payment and masked payment method, plus the policies paid from that account. Powers the billing tab, the payment CTA and the renewal banner.

Auth: Auth0 OIDC Bearer access token; billing accounts are resolved from the policyholder's household.

billingDetailsV1
billingAccounts
id
accountNumber
type
amountDue
float
amountInCents
formattedStr
upcomingPaymentDueDateV2
renewalDate
isAutoPay
isPastDue
isBillReady
latestPayment
paymentDate
remainingAccountBalance
billingFrequencyInfo
currentPaymentMethod
methodType
maskedAccountNumber
policies
policyNumber
policyStatus
LOB

POST /illustrative/v1/policy-service/billing-overview HTTP/1.1
Authorization: Bearer <ACCESS_TOKEN>
Content-Type: application/json

{
  "operationName": "ExampleBillingDetailsV1",
  "variables": {
    "useCache": false
  },
  "query": "query ExampleBillingDetailsV1($useCache: Boolean) { billingDetailsV1(useCache: $useCache) { billingAccounts { id accountNumber type amountDue { float amountInCents formattedStr } upcomingPaymentDueDateV2 renewalDate isAutoPay isPastDue areYouPaidInFull currentPaymentMethod { methodType option { ... on Eft { category maskedAccountNumber } } } latestPayment { amount { float } paymentDate } policies { policyNumber policyType policyStatus LOB } } } }"
}

{
  "data": {
    "billingDetailsV1": {
      "billingAccounts": [
        {
          "id": "BA-90011223",
          "accountNumber": "0001234567",
          "type": "Auto + Home",
          "amountDue": {
            "float": 214.37,
            "amountInCents": 21437,
            "formattedStr": "$214.37"
          },
          "upcomingPaymentDueDateV2": "2026-11-01",
          "renewalDate": "2027-03-01",
          "isAutoPay": true,
          "isPastDue": false,
          "currentPaymentMethod": {
            "methodType": "EFT",
            "option": {
              "category": "Checking",
              "maskedAccountNumber": "****6789"
            }
          },
          "latestPayment": {
            "amount": {
              "float": 214.37
            },
            "paymentDate": "2026-10-01"
          },
          "policies": [
            {
              "policyNumber": "AOS-1234567-01",
              "policyType": "AUTO",
              "policyStatus": "Active",
              "LOB": "Personal Auto"
            }
          ]
        }
      ]
    }
  }
}

Signed-in user profile

POST /illustrative/v1/policy-service/policyholder-profile openfinance

Resolves the signed-in customer's contact details, identity reference and paperless-enrollment state, which the account screen and paperless prompts render.

Auth: Auth0 OIDC Bearer access token; returns the profile attached to the token.

userprofile
emailAddress
firstName
lastName
phone
showPaperlessModal
paperlessPreferences
userIdentity
requirePaperlessReenrollment

POST /illustrative/v1/policy-service/policyholder-profile HTTP/1.1
Authorization: Bearer <ACCESS_TOKEN>
Content-Type: application/json

{
  "operationName": "ExampleUserProfile",
  "query": "query ExampleUserProfile { userprofile { emailAddress firstName lastName phone showPaperlessModal paperlessPreferences userIdentity requirePaperlessReenrollment } }"
}

{
  "data": {
    "userprofile": {
      "emailAddress": "[email protected]",
      "firstName": "JORDAN",
      "lastName": "SAMPLE",
      "phone": "+15550123456",
      "showPaperlessModal": false,
      "paperlessPreferences": "ENROLLED",
      "userIdentity": "LMPORTAL-88213",
      "requirePaperlessReenrollment": false
    }
  }
}

Agent contact record

POST /illustrative/v1/policy-service/servicing-agent openfinance

Returns the assigned agent or agency with phone, email and SMS availability windows so the contact card can route policy changes and claims questions.

Auth: Auth0 OIDC Bearer access token; the agent is assigned to the policyholder.

agent
agencyName
phoneNumber
emailAddress
isGold
smsAvailability
from
to
timeZone

POST /illustrative/v1/policy-service/servicing-agent HTTP/1.1
Authorization: Bearer <ACCESS_TOKEN>
Content-Type: application/json

{
  "operationName": "ExampleAgent",
  "query": "query ExampleAgent { agent { agencyName phoneNumber emailAddress isGold smsAvailability { from to timeZone } } }"
}

{
  "data": {
    "agent": {
      "agencyName": "Sample Insurance Agency",
      "phoneNumber": "+18005550199",
      "emailAddress": "[email protected]",
      "isGold": true,
      "smsAvailability": {
        "from": "09:00",
        "to": "18:00",
        "timeZone": "America/Los_Angeles"
      }
    }
  }
}

Account resource summaries

POST /illustrative/v1/policy-service/dashboard-summaries openfinance

Aggregates the home-dashboard cards: a billing summary, e-sign session count, policy-mismatch notice and cross-sell/up-sell offers, each with its own body copy and CTA metadata.

Auth: Auth0 OIDC Bearer access token.

resourceSummary
liveContentSummary
eSignSummary
sessionCount
shouldDisplayDocusignCard
billingSummary
paymentDueAmount
paymentStatus
billingMethodCode
policyNumber
policyEffectiveDate
amount
paymentDate
policyMismatchSummary
crossSellSummary
disclaimerTexts
textTokens
upSellSummary
upSellType

POST /illustrative/v1/policy-service/dashboard-summaries HTTP/1.1
Authorization: Bearer <ACCESS_TOKEN>
Content-Type: application/json

{
  "operationName": "ExampleResourceSummary",
  "query": "query ExampleResourceSummary { resourceSummary { liveContentSummary { bodyText } eSignSummary { sessionCount shouldDisplayDocusignCard } billingSummary { paymentDueAmount paymentStatus billingMethodCode policyNumber policyEffectiveDate amount paymentDate } policyMismatchSummary { policyType bodyText } crossSellSummary { disclaimerTexts policyType textTokens { text font } } upSellSummary { upSellType } } }"
}

{
  "data": {
    "resourceSummary": {
      "eSignSummary": {
        "sessionCount": 1,
        "shouldDisplayDocusignCard": true
      },
      "billingSummary": {
        "paymentDueAmount": 214.37,
        "paymentStatus": "DUE",
        "billingMethodCode": "EFT",
        "policyNumber": "AOS-1234567-01",
        "policyEffectiveDate": "2026-03-01",
        "amount": 214.37,
        "paymentDate": "2026-11-01"
      },
      "crossSellSummary": {
        "policyType": "HOME",
        "disclaimerTexts": [
          "Bundle and save"
        ],
        "textTokens": [
          {
            "text": "Add home coverage",
            "font": "bold"
          }
        ]
      },
      "upSellSummary": {
        "upSellType": "ACCIDENT"
      }
    }
  }
}

Policy document download URL

POST /illustrative/v1/policy-service/document-link openfinance

Exchanges a policy document id for a short-lived download URL, which the documents tab and ID-card PDF viewer open.

Auth: Auth0 OIDC Bearer access token; document access is limited to documents on the policyholder's policies.

getDocumentUrl
downloadUrl

POST /illustrative/v1/policy-service/document-link HTTP/1.1
Authorization: Bearer <ACCESS_TOKEN>
Content-Type: application/json

{
  "operationName": "ExampleGetDocumentUrl",
  "variables": {
    "documentId": "9f2c41ab-77de-4c11-9e08-2a5b3e7c1d44",
    "tenant": "lm"
  },
  "query": "query ExampleGetDocumentUrl($documentId: String, $tenant: String) { getDocumentUrl(documentId: $documentId, tenant: $tenant) { downloadUrl } }"
}

{
  "data": {
    "getDocumentUrl": {
      "downloadUrl": "<DOCUMENT_DOWNLOAD_URL>"
    }
  }
}

Email policy documents

POST /illustrative/v1/policy-service/document-delivery openfinance

Sends an ID card or policy document to a chosen email address from the document screen, returning a success indicator.

Auth: Auth0 OIDC Bearer access token.

sendDocumentsByEmail
sendDocumentsRequest
successIndicator

POST /illustrative/v1/policy-service/document-delivery HTTP/1.1
Authorization: Bearer <ACCESS_TOKEN>
Content-Type: application/json

{
  "operationName": "ExampleSendDocumentsByEmail",
  "variables": {
    "sendDocumentsRequest": {
      "policyNumber": "AOS-1234567-01",
      "documentType": "ID_CARD",
      "emailAddress": "[email protected]"
    }
  },
  "query": "query ExampleSendDocumentsByEmail($sendDocumentsRequest: SendDocumentsRequestType!) { sendDocumentsByEmail(sendDocumentsRequest: $sendDocumentsRequest) { successIndicator } }"
}

{
  "data": {
    "sendDocumentsByEmail": {
      "successIndicator": true
    }
  }
}

Adjuster follow-up message

POST /illustrative/v1/policy-service/adjuster-messages openfinance

Posts a follow-up message from the claim-detail screen to the assigned adjuster, carrying the claim number, subject, body and caller contact details.

Auth: Auth0 OIDC Bearer access token; the claim must belong to the signed-in policyholder.

createAdjusterFollowupMessage
claimNumber
message
subject
customerName
customerPhone
isSuccessful

POST /illustrative/v1/policy-service/adjuster-messages HTTP/1.1
Authorization: Bearer <ACCESS_TOKEN>
Content-Type: application/json

{
  "operationName": "ExampleCreateAdjusterFollowupMessage",
  "variables": {
    "claimNumber": "CA-0042-123456",
    "message": "Can we move the appraisal to Friday?",
    "subject": "Appraisal reschedule",
    "customerName": "Jordan Sample",
    "customerPhone": "+15550123456"
  },
  "query": "query ExampleCreateAdjusterFollowupMessage($claimNumber: String!, $message: String!, $subject: String!, $customerName: String!, $customerPhone: String!) { createAdjusterFollowupMessage(claimNumber: $claimNumber, message: $message, subject: $subject, customerName: $customerName, customerPhone: $customerPhone) { isSuccessful } }"
}

{
  "data": {
    "createAdjusterFollowupMessage": {
      "isSuccessful": true
    }
  }
}

Push notification registration

POST /illustrative/v1/policy-service/device-enrollment openfinance

Registers the handset and FCM token against the policyholder so claim-status, billing and telematics notifications reach the device.

Auth: Auth0 OIDC Bearer access token, plus the Firebase Cloud Messaging device token.

registerPush
deviceId
pushToken
operatorId
emailAddress
isSuccessful

POST /illustrative/v1/policy-service/device-enrollment HTTP/1.1
Authorization: Bearer <ACCESS_TOKEN>
Content-Type: application/json

{
  "operationName": "ExampleRegisterPush",
  "variables": {
    "deviceId": "a1b2c3d4e5f6",
    "pushToken": "<PUSH_TOKEN>",
    "operatorId": "OP-88213",
    "emailAddress": "[email protected]"
  },
  "query": "query ExampleRegisterPush($deviceId: String!, $pushToken: String!, $operatorId: String, $emailAddress: String) { registerPush(deviceId: $deviceId, pushToken: $pushToken, operatorId: $operatorId, emailAddress: $emailAddress) { isSuccessful } }"
}

{
  "data": {
    "registerPush": {
      "isSuccessful": true
    }
  }
}

Paperless preference update

POST /illustrative/v1/policy-service/paperless-consent openfinance

Records the policyholder's e-consent decision, signature name and date so policy documents stop arriving by mail and become available in the app.

Auth: Auth0 OIDC Bearer access token.

updatePaperlessPreference
modalResponse
paperlessPreferences
firstName
lastName
emailAddress
signDate
successIndicator

POST /illustrative/v1/policy-service/paperless-consent HTTP/1.1
Authorization: Bearer <ACCESS_TOKEN>
Content-Type: application/json

{
  "operationName": "ExampleUpdatePaperlessPreference",
  "variables": {
    "modalResponse": "ACCEPTED",
    "paperlessPreferences": "ENROLLED",
    "firstName": "JORDAN",
    "emailAddress": "[email protected]",
    "lastName": "SAMPLE",
    "signDate": "2026-10-25"
  },
  "query": "query ExampleUpdatePaperlessPreference($modalResponse: PaperlessModalPreference!, $paperlessPreferences: String!, $firstName: String, $emailAddress: String, $lastName: String, $signDate: String) { updatePaperlessPreference(modalResponse: $modalResponse, paperlessPreferences: $paperlessPreferences, firstName: $firstName, emailAddress: $emailAddress, lastName: $lastName, signDate: $signDate) { successIndicator } }"
}

{
  "data": {
    "updatePaperlessPreference": {
      "successIndicator": true
    }
  }
}

Product recommendations

POST /illustrative/v1/policy-service/coverage-offers openfinance

Returns the next-best product offers for the household, tagged by recommendation type, applicable policy and distribution channel, which the dashboard cross-sell cards render.

Auth: Auth0 OIDC Bearer access token; recommendations are matched to the household.

getRecommendations
id
type
recommend
applicableEntity
applicableEntityId
householdId
alignmentIndicator
distributionChannel

POST /illustrative/v1/policy-service/coverage-offers HTTP/1.1
Authorization: Bearer <ACCESS_TOKEN>
Content-Type: application/json

{
  "operationName": "ExampleRecommendations",
  "query": "query ExampleRecommendations { getRecommendations { id type recommend applicableEntity applicableEntityId householdId alignmentIndicator distributionChannel } }"
}

{
  "data": {
    "getRecommendations": [
      {
        "id": "REC-4471",
        "type": "CROSS_SELL",
        "recommend": "HOME",
        "applicableEntity": "POLICY",
        "applicableEntityId": "AOS-1234567-01",
        "householdId": "HH-22109",
        "alignmentIndicator": "BUNDLE",
        "distributionChannel": "DIRECT"
      }
    ]
  }
}

RightTrack telematics account and trips

POST /illustrative/v1/policy-service/driving-program openfinance

Loads the RightTrack usage-based-insurance dashboard: enrolled programs and operators, trip counts and distance, coaching flags and performance score, registration deadline, participation discount and program settings.

Auth: RightTrack telematics session token and cmtAuthToken from the RightTrack sign-in flow; telematics access tokens are issued by the account's OAuth token exchange.

appData
appAccount
accountId
policyNumber
clientCode
jurisdiction
programs
clientProgramCode
enrollmentDate
status
operators
operatorId
firstName
lastName
trips
totalDistance
confirmedTripCount
unconfirmedTripCount
drivingBehavior
accelerationCoaching
brakingCoaching
distractedDrivingCoaching
timeOfDayCoaching
ranking
performanceScore
score
category
daysRemaining
registerByDate
heartbeat
participationDiscount
currentDiscount
maxDiscount
appExperience
rightTrackExperienceEnabled
minimumMileageThreshold
programLength
scoringWindow

POST /illustrative/v1/policy-service/driving-program HTTP/1.1
Authorization: Bearer <ACCESS_TOKEN>
Content-Type: application/json

{
  "operationName": "ExampleTelematicsAppData",
  "query": "query ExampleTelematicsAppData { appData { appAccount { accountId policyNumber clientCode jurisdiction programs { clientProgramCode status enrollmentDate operators { operatorId firstName lastName trips { totalDistance confirmedTripCount unconfirmedTripCount } drivingBehavior { brakingCoaching distractedDrivingCoaching ranking performanceScore { score category } } } } } appExperience { rightTrackExperienceEnabled minimumMileageThreshold programLength scoringWindow } } }"
}

{
  "data": {
    "appData": {
      "appAccount": {
        "accountId": "ACCT-77120",
        "policyNumber": "AOS-1234567-01",
        "clientCode": "LM",
        "jurisdiction": "CA",
        "programs": [
          {
            "clientProgramCode": "RIGHTTRACK",
            "status": "ACTIVE",
            "enrollmentDate": "2026-03-05",
            "operators": [
              {
                "operatorId": "OP-88213",
                "firstName": "JORDAN",
                "lastName": "SAMPLE",
                "trips": {
                  "totalDistance": 421.6,
                  "confirmedTripCount": 38,
                  "unconfirmedTripCount": 2
                },
                "drivingBehavior": {
                  "brakingCoaching": "LOW",
                  "distractedDrivingCoaching": "MEDIUM",
                  "ranking": 12,
                  "performanceScore": {
                    "score": 82,
                    "category": "GOOD"
                  }
                }
              }
            ]
          }
        ]
      },
      "appExperience": {
        "rightTrackExperienceEnabled": true,
        "minimumMileageThreshold": 50,
        "programLength": "6_MONTHS",
        "scoringWindow": "90_DAYS"
      }
    }
  }
}

Confirm telematics trips

POST /illustrative/v1/policy-service/trip-confirmations openfinance

Confirms or rejects detected trips for each operator, which feeds confirmed mileage into the RightTrack score and discount calculation.

Auth: RightTrack session token (Bearer) obtained from the RightTrack sign-in flow.

confirmTrips
tripConfirmation
operatorId
tripId
isDriver

POST /illustrative/v1/policy-service/trip-confirmations HTTP/1.1
Authorization: Bearer <ACCESS_TOKEN>
Content-Type: application/json

{
  "operationName": "ExampleLibertyConfirmTrip",
  "variables": {
    "tripConfirmation": [
      {
        "operatorId": "OP-88213",
        "tripId": "TRIP-20261024-0912",
        "isDriver": true
      }
    ]
  },
  "query": "mutation ExampleLibertyConfirmTrip($tripConfirmation: [TripConfirmationInput!]!) { confirmTrips(tripConfirmations: $tripConfirmation) }"
}

{
  "data": {
    "confirmTrips": true
  }
}

Where teams use this data

Claims-cycle dashboard
A claims-operations tool joins claimNumber, lossDate, lossCause and status from the claims feed with adjusterContactInfo and the appointment arrivalWindowStartTime to watch cycle time from first notice of loss to appraisal and repair hand-off.
Proof-of-insurance wallet
A fleet or family finance app pulls policyNumber, policyLineOfBusiness and the idCards array (insuredVehicle idNumber, make, model, year and namedInsureds) to render current ID cards and warn before expirationDate.
Premium and billing reconciliation
An agency bookkeeping job matches billingAccounts' amountDue, remainingAccountBalance, isAutoPay and latestPayment against policyNumber and annualPremium from policyDetails, flagging past-due households and failed auto-pay.
Usage-based insurance analytics
A mobility-data team reads totalDistance, confirmedTripCount, brakingCoaching and performanceScore per operator to benchmark RightTrack driving behaviour and model renewal discount bands.

Frequently asked questions

What insurance data does the Liberty Mutual app expose?

The data includes policies with term dates, jurisdictions and vehicle-level ID cards; claims with loss cause, status, appointments, appraisals and rental reservations; billing accounts with amountDue, isAutoPay, isPastDue and latestPayment; policy document download links; the assigned agent's contact record; and RightTrack programs with trip counts, distance and driving scores. The billing model shown here includes the latest payment, not a complete payment-history ledger.

Are these endpoints public?

No. The first-party calls require a signed-in policyholder. Consumer data uses a GraphQL gateway with an Auth0 OIDC access token obtained through the app's PKCE login; telematics data requires the RightTrack session token issued for an enrolled policy. The paths and examples on this page are illustrative, not production access points.

How can policy and billing records be reconciled?

Match the number in policyDetails to policyNumber in each billing account's policies list. Policy details supply annualPremium and term dates, while billing accounts supply amountDue, remainingAccountBalance, isAutoPay, isPastDue and latestPayment. A billing account can cover more than one policy, so its amount due should not be treated as the annual premium for a single policy. isPastDue marks an overdue balance; isAutoPay alone does not establish whether a payment succeeded.

How is RightTrack driving data structured?

Each telematics program lists operators with a trips object (totalDistance, confirmedTripCount, unconfirmedTripCount) and a drivingBehavior object with coaching flags, ranking and a performanceScore carrying a numeric score and category, plus participation-discount figures.

Apps similar to Liberty Mutual Mobile

GEICO Mobile - Car Insurance — GEICO (Government Employees Insurance Company) is a Bethesda, Maryland auto insurer wholly owned by Berkshire Hathaway that writes private passenger automobile insurance in all 50 U.S. states and the District of Columbia.
Progressive — The Progressive Corporation, based in Mayfield, Ohio, sells auto, motorcycle, RV and related vehicle insurance plus home and renters cover through selected insurers, offers a voluntary Snapshot usage-based program, and lets customers buy coverage by phone, online or through independent agents.
State Farm — The State Farm app from State Farm® gives customers insurance policy management, roadside assistance, claim filing, bank and investment account information, and access to Drive Safe & Save details.
Allstate — The Allstate Corporation, headquartered in Glenview, Illinois, is a U.S. insurer that writes coverage for cars, homes, renters, motorcycles, boats, condos, landlords and businesses, and also operates personal-lines insurance in Canada.
USAA — United Services Automobile Association (USAA), headquartered in San Antonio, Texas, provides insurance and banking to U.S. service members, veterans and their families.
Farmers Insurance — Farmers Insurance Group is a Woodland Hills, California insurer that sells auto, home, life, motorcycle, recreational and business insurance through exclusive and independent agents.
Nationwide — Nationwide Mutual Insurance Company, headquartered in Columbus, Ohio, writes vehicle, property-and-casualty and life insurance.
The Hartford — The Hartford Insurance Group, Inc., based in Hartford, Connecticut, is a U.S. insurer that writes auto, home, property, liability, workers' compensation and employee-benefits cover, including auto and homeowners products for AARP members.

More Banking apps

Topics

Liberty Mutual API
Liberty Mutual Mobile
insurance API
policy API
claims API
auto ID card data
RightTrack telematics API
billing details API
GraphQL insurance API
US insurance data

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Liberty Mutual Mobile Data API: Endpoints & Fields

Screenshots

API surface

Policy list with auto ID cards

Policy detail with drivers and vehicles

Claims list and repair tracking

Billing account and payment summary

Signed-in user profile

Agent contact record

Account resource summaries

Policy document download URL

Email policy documents

Adjuster follow-up message

Push notification registration

Paperless preference update

Product recommendations

RightTrack telematics account and trips

Confirm telematics trips

Data categories

Where teams use this data

Claims-cycle dashboard

Proof-of-insurance wallet

Premium and billing reconciliation

Usage-based insurance analytics

Frequently asked questions

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Need this app's data API integrated?

Liberty Mutual Mobile Data API: Endpoints & Fields

Screenshots

API surface

Policy list with auto ID cards

Policy detail with drivers and vehicles

Claims list and repair tracking

Billing account and payment summary

Signed-in user profile

Agent contact record

Account resource summaries

Policy document download URL

Email policy documents

Adjuster follow-up message

Push notification registration

Paperless preference update

Product recommendations

RightTrack telematics account and trips

Confirm telematics trips

Data categories

Where teams use this data

Claims-cycle dashboard

Proof-of-insurance wallet

Premium and billing reconciliation

Usage-based insurance analytics

Frequently asked questions

Related apps

Apps similar to Liberty Mutual Mobile

More Banking apps

5paisa: Demat, Stocks & IPO

Ajaib: Stock, Crypto, US Stock

AndroMoney

Angel One: Stocks, Mutual Fund

Topics

Need this app's data API integrated?